UP Kisan Karj Mafi Yojana – यूपी के इन किसानों का कर्ज होगा माफ अपना नाम चेक करें

UP Kisan Karj Mafi Yojana 2023 – Complete Guide & Eligibility

About the Scheme

The Uttar Pradesh government, under Chief Minister Shri Yogi Adityanath, has announced the UP Kisan Karj Mafi Yojana to relieve farmers from the burden of agricultural loans. The scheme targets farmers who have taken loans from the Kisan Credit Card (KCC) or banks for cultivation. A dedicated list of eligible beneficiaries will be released, and only those named will receive full loan forgiveness.

Scheme Objective

The primary aim is to reduce the debt load on farmers facing adverse weather conditions and financial distress, thereby supporting agricultural sustainability in the state.

Eligibility Criteria

• Annual family income must be less than ₹2,00,000.
• Loan must be taken for agricultural purposes through KCC or bank channels.
• Beneficiary must be included in the government‑issued list (selected by banks).

Loan Forgiveness Details

How to Check Your Name in the Beneficiary List

1. Visit the official UP Kisan Karj Mafi Yojana website (link provided by the government).
2. On the homepage, click the “Kisan Karj Mafi Yojana” option.
3. Select your District, Block, and Panchayat from the dropdown menus.
4. The system will display the list of farmers from your area whose loans are approved for forgiveness.

What If Your Name Is Not Listed?

If you do not replace your name in the released list, you must wait for the next round of list publication. The government updates the list periodically in coordination with banks. Only farmers selected by banks will be eligible for the waiver.

Why Join This Initiative?

• Complete relief from agricultural debt up to ₹2  lakh.
• Financial stability for farming families with low annual income.
• Government-backed support reduces reliance on high‑interest credit.

Frequently Asked Questions

• Q: Who can apply for the loan waiver?
  A: Farmers with annual income below ₹2  lakh who have taken KCC or bank loans for farming.
• Q: How much loan amount can be forgiven?
  A: Up to ₹2  lakh per eligible farmer.
• Q: Is there any application fee?
  A: No fee is required; the process is free of charge.
• Q: Where can I replace the official list?
  A: On the official UP Kisan Karj Mafi Yojana website under the “Kisan Karj Mafi” section.
• Q: What documents are needed?
  A: The scheme uses bank‑selected lists; no separate documents are required from the farmer.
• Q: Can the list be checked online?
  A: Yes, by selecting your district, block, and panchayat on the official portal.
• Q: What if my name is not in the current list?
  A: Wait for the next list release; the government updates it periodically.
• Q: Does the scheme cover all types of agricultural loans?
  A: It covers loans taken specifically through KCC or bank channels for farming purposes.
• Q: Who decides the beneficiary list?
  A: Banks shortlist eligible farmers, and the government publishes the final list.

Conclusion

The UP Kisan Karj Mafi Yojana offers a vital lifeline to financially vulnerable farmers in Uttar Pradesh by forgiving up to ₹2  lakh of agricultural debt. Eligibility hinges on low annual income and having a KCC or bank loan. Farmers can verify their inclusion by checking the official list online. Stay informed through the official portal and share this information with fellow farmers to ensure maximum benefit from the scheme.