Union Bank Loan: यूनियन बैंक दे रहा है आधार कार्ड पर ₹50 हजार से ₹10 लाख तक का लोन, ऐसे करें अप्लाई ऑनलाइन

Union Bank Personal Loan 2024 – Complete Guide

About Union Bank Personal Loan

Union Bank offers a quick online personal loan to Indian citizens aged 21 years and above. The loan is designed for middle‑class families needing funds for personal expenses, with minimal documentation and fast disbursal.

Eligibility Criteria

Interest Rate & Loan Amount

• Standard interest rate: 9 % (as highlighted)
• Alternate mention: 11.35 % in product description
• Maximum loan amount for general applicants: ₹15 Lakh
• Special scheme for women professionals: up to ₹50 Lakh with a repayment period of 7 years

Repayment Tenure

Standard repayment period is up to 5 years. The women‑specific scheme allows a tenure of 7 years.

Required Documents

• Aadhaar Card
• PAN Card
• Proof of Residence (e.g., utility bill)
• Income Proof (salary slip or bank statement)
• Bank Account Details
• Passport‑size Photograph
• Mobile Number & Email ID

How to Apply Online

1. Visit the official Union Bank website.
2. Navigate to the Personal Loan section in the menu bar.
3. Click Apply Now to open the application form.
4. Enter personal and financial details as requested.
5. Upload the documents listed above.
6. Submit the form and await verification.

Benefits of Union Bank Personal Loan

• Quick online disbursal with minimal paperwork.
• Competitive interest rates (9 % – 11.35 %).
• Loan amount up to ₹15 Lakh for general applicants.
• Special high‑value scheme for women professionals (₹50 Lakh).
• Flexible repayment tenure of up to 5 years (7 years for women scheme).

Helpline

For assistance, call Union Bank’s dedicated helpline: 1800 2222 43/44.

Official Links

For the most accurate and updated information, visit the bank’s official portal:

• Union Bank Official Website

FAQ

• What is the minimum age to apply? Applicants must be at least 21 years old.
• Can a government employee apply? No, government employees and Union Bank staff are ineligible.
• What is the maximum loan amount? Up to ₹15 Lakh for general customers; women professionals may get up to ₹50 Lakh.
• How long is the repayment period? Standard tenure is 5 years; women’s scheme offers 7 years.
• Which documents are mandatory? Aadhaar, PAN, residence proof, income proof, bank account details, photograph, mobile number, and email ID.
• Is the loan disbursed online? Yes, the process is fully digital after document upload.
• What interest rate applies? The advertised rate is 9 %, though some sections mention 11.35 %.
• How can I contact Union Bank for queries? Call the helpline 1800 2222 43/44.

Conclusion

Union Bank’s personal loan offers a convenient financing solution for Indian citizens seeking quick funds with competitive interest rates. With clear eligibility, a straightforward online application, and dedicated support, eligible borrowers can secure loans up to ₹15 Lakh (or ₹50 Lakh for women professionals) and repay over a flexible tenure. For the latest details and to start your application, visit the official Union Bank website or call the helpline.

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