Pasu Kisan Credit Card: पशु क्रेडिट कार्ड के लिए आवेदन करने की प्रक्रिया जाने 

Pasu Kisan Credit Card Scheme 2023 – Complete Guide for Livestock Farmers

The Pasu Kisan Credit Card (KCC) is a central government initiative aimed at providing affordable credit to farmers engaged in livestock rearing. By offering low‑interest loans without collateral, the scheme supports the purchase and maintenance of cattle, buffaloes, goats, sheep, poultry, fish and other livestock.

About the Pasu Kisan Credit Card

The Pasu Kisan Credit Card enables eligible farmers to obtain loans ranging from ₹50,000 to ₹3,00,000, depending on the type and number of animals they rear. The credit card can be used for buying livestock, improving animal health, purchasing feed, constructing sheds, and other related expenses.

Eligibility Criteria

• Age: 18 years or above.
• Primary occupation must be livestock farming (cattle, buffalo, goat, sheep, poultry, fish, pig, etc.).
• Applicant should possess a good CIBIL score, typically 700 +.
• Must have a valid bank account linked to the credit card.

Loan Amounts by Animal Type (Indicative)

Note: Loan limits may vary across states.

How to Apply Online

1. Visit the official Kisan Credit Card website (or the state‑specific portal).
2. Register using your mobile number and create a login ID.
3. Fill in the online application form with personal, bank and livestock details.
4. Upload required documents (identity proof, address proof, bank statements, livestock ownership proof, CIBIL score).
5. Submit the form. The bank will verify the information and, if approved, issue the Pasu Kisan Credit Card.

Why Choose Pasu Kisan Credit Card?

• Low interest rates compared to commercial loans.
• No collateral required for loans up to ₹1.5 lakhs.
• Flexible repayment schedule aligned with agricultural cycles.
• Quick disbursal through the applicant’s bank account.

Official Links

• Kisan Credit Card Official Portal

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Frequently Asked Questions

• What is the maximum loan amount under Pasu KCC? Up to ₹3 lakhs, depending on the type and number of animals.
• Do I need to provide collateral? No collateral is required for loans up to ₹1.5 lakhs.
• Is a good CIBIL score mandatory? A CIBIL score of 700 or higher improves approval chances.
• Can I apply if I rear multiple types of livestock? Yes, the loan amount is calculated based on the combined value of all livestock.
• How is the loan repaid? Repayment is linked to the farmer’s bank account with flexible schedules aligned to harvest or livestock sale cycles.
• Are there any processing fees? The scheme typically does not charge processing fees, but banks may levy nominal administrative charges.
• What documents are required? Identity proof, address proof, bank account details, proof of livestock ownership, and CIBIL score report.
• Which banks issue the Pasu Kisan Credit Card? All scheduled commercial banks participating in the KCC scheme.

Conclusion

The Pasu Kisan Credit Card is a vital financial tool for livestock farmers, offering low‑interest, collateral‑free credit to expand and sustain their animal husbandry activities. By meeting simple eligibility criteria and following a straightforward online application process, farmers can quickly access the funds needed to improve productivity and profitability.