Kisan Karz Mafi Yojana: केसीसी किसानों का 1 लाख तक का कर्ज माफ

Kisan Karz Mafi Yojana – Uttar Pradesh Farmer Loan Waiver Scheme Explained

Uttar Pradesh’s Kisan Karz Mafi Yojana aims to relieve farmers from crippling agricultural debts. Initiated by Chief Minister Yogi Adityanath, the scheme forgives up to ₹1,00,000 of a farmer’s outstanding loan taken from banks or KCC credit cards. The government releases beneficiary lists periodically; the latest update for December is now available on the official portal.

About the Scheme

The loan waiver program was first launched on 9 July 2017 and has been revived to support farmers facing crop losses, high interest from private lenders, and other financial hardships. By clearing a portion of their debt, the scheme enables farmers to invest in better inputs, increase acreage, and improve income.

Eligibility Criteria

Waiver Amount

Each eligible farmer can receive a debt waiver of up to ₹1,00,000.

How to Check Your Name in the December List

1. Visit the official Uttar Pradesh Kisan Karz Mafi portal (state‑specific website).
2. On the homepage, click the “Rin Mochan” option.
3. Enter the required details: district, bank branch, loan account number, and any other requested information.
4. Submit the form to view the “Rin Mochan Status” page, which shows whether your name appears in the waiver list and the current status of your application.

Why Join This Initiative?

• Alleviates financial burden and reduces dependence on high‑interest private loans.
• Enables investment in quality seeds, fertilizers, and modern equipment.
• Boosts agricultural productivity and farmer income.

Official Links

• Uttar Pradesh Kisan Karz Mafi Official Website

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FAQ

• When was the Kisan Karz Mafi Yojana launched? It was first introduced on 9 July 2017.
• What is the maximum loan amount that can be waived? Up to ₹1,00,000 per eligible farmer.
• Who can apply for the waiver? Farmers of Uttar Pradesh who meet the age, income, landholding, and bank‑account criteria.
• Is a KCC credit card loan eligible? Yes, loans taken through KCC credit cards are covered.
• How often are beneficiary lists released? The government publishes lists periodically; the latest is the December update.
• Do I need to submit any documents? Land records and proof of loan are required during the application process.
• Can I check the status online? Yes, by following the steps in the “How to Check Your Name” section.
• Is there any fee for checking the list? No, the online verification is free of charge.

Conclusion

The Uttar Pradesh Kisan Karz Mafi Yojana provides crucial financial relief to millions of small‑scale farmers, allowing them to clear a significant portion of their agricultural debt. By meeting simple eligibility criteria and using the online portal to verify inclusion in the December list, eligible farmers can swiftly benefit from the waiver and focus on improving their agricultural productivity.