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Kisan Karj Maafi List 2023 : अब 33 हज़ार किसानों का कर्ज होगा माफ़, नई लिस्ट में अपना नाम देखें

Learn how UP farmers can verify their loan waiver under the 2023 Kisan Karj Maafi scheme, eligibility criteria, and step‑by‑step online process.

📅 Updated 30 Oct 2023
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🔥 Status LATEST UPDATE

UP Kisan Karj Maafi List 2023 – Complete Guide to Verify Your Loan Waiver

The Uttar Pradesh government, under Chief Minister Yogi Adityanath, has launched the Kisan Karj Maafi scheme to provide financial relief to farmers. Loans up to ₹1 lakh taken before 25 March 2016 are eligible for full waiver. Approximately 86 lakhs farmers are expected to benefit.

Eligibility Criteria

  • Farmer from Uttar Pradesh.
  • Loan amount up to ₹1 lakh taken from a bank.
  • Loan availed on or before 25 March 2016.
  • Cultivation of up to 2 hectares of land.

How to Check Your Name in the Kisan Karj Maafi List 2023

Follow these steps to verify whether your loan has been waived:

StepAction
1Visit the official scheme website (look for the “ऋण मोचन स्थिति” link).
2Select your bank, block, and Gram Panchayat.
3Enter the mobile number registered with the loan.
4Receive an OTP on the entered mobile number.
5Enter the OTP to verify your mobile.
6After successful verification, the Kisan Karj Maafi list will be displayed.
7Search the list using your details to confirm the waiver.

Important Points

  • The list is generated based on the data you submit during online application.
  • Farmers whose loan amount exceeds ₹5 lakhs will also see their status on the list.
  • Once the waiver is confirmed, you may apply for fresh agricultural loans.

Why This Scheme Matters

The waiver aims to improve the financial health of Uttar Pradesh’s farming community, allowing them to invest in better inputs, technology, and expand cultivation without the burden of past debts.

Official Links

For the latest updates and direct access to the loan waiver portal, visit the official Uttar Pradesh agriculture department website.

Frequently Asked Questions

  • Q: What is the maximum loan amount covered?
    A: Up to ₹1 lakh per farmer.
  • Q: Can I apply if I took the loan after 25 March 2016?
    A: No, only loans taken on or before that date are eligible.
  • Q: Do I need to re‑apply for the waiver each year?
    A: The 2023 list is a one‑time waiver for eligible loans.
  • Q: What if my mobile number has changed?
    A: Update your mobile number with the bank before checking the list.
  • Q: Is there any fee to check the list?
    A: No, the verification process is completely free.
  • Q: How many farmers are expected to benefit?
    A: Around 86 lakhs farmers across Uttar Pradesh.
  • Q: Can I take a new loan after my previous one is waived?
    A: Yes, the waiver enables you to apply for fresh agricultural credit.
  • Q: Where can I replace the “ऋण मोचन स्थिति” link?
    A: It is available on the official scheme portal under the loan waiver section.

Conclusion

The UP Kisan Karj Maafi List 2023 provides a vital lifeline to millions of farmers by erasing eligible bank loans. By following the simple online verification steps, you can quickly confirm your waiver status and plan for future agricultural investments. Stay updated through official channels and ensure your details are accurate to reap the full benefits of this scheme.

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