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Learn how UP farmers can verify their loan waiver under the 2023 Kisan Karj Maafi scheme, eligibility criteria, and step‑by‑step online process.
The Uttar Pradesh government, under Chief Minister Yogi Adityanath, has launched the Kisan Karj Maafi scheme to provide financial relief to farmers. Loans up to ₹1 lakh taken before 25 March 2016 are eligible for full waiver. Approximately 86 lakhs farmers are expected to benefit.
Follow these steps to verify whether your loan has been waived:
| Step | Action |
| 1 | Visit the official scheme website (look for the “ऋण मोचन स्थिति” link). |
| 2 | Select your bank, block, and Gram Panchayat. |
| 3 | Enter the mobile number registered with the loan. |
| 4 | Receive an OTP on the entered mobile number. |
| 5 | Enter the OTP to verify your mobile. |
| 6 | After successful verification, the Kisan Karj Maafi list will be displayed. |
| 7 | Search the list using your details to confirm the waiver. |
The waiver aims to improve the financial health of Uttar Pradesh’s farming community, allowing them to invest in better inputs, technology, and expand cultivation without the burden of past debts.
For the latest updates and direct access to the loan waiver portal, visit the official Uttar Pradesh agriculture department website.
The UP Kisan Karj Maafi List 2023 provides a vital lifeline to millions of farmers by erasing eligible bank loans. By following the simple online verification steps, you can quickly confirm your waiver status and plan for future agricultural investments. Stay updated through official channels and ensure your details are accurate to reap the full benefits of this scheme.
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