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KCC Loan Rahat List : केसीसी किसानों के लिए नई लिस्ट जारी, पूरा कर्ज माफ होगा

Know how to check the KCC Loan Rahat List, eligibility, waiver amount up to ₹2 lakh, and steps to claim relief in Maharashtra & Madhya Pradesh.

📅 Updated 29 Nov 2023

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KCC Loan Rahat List 2024 – Complete Guide to Farmer Debt Waiver

About KCC Loan Rahat Scheme

The Kisan Credit Card (KCC) Loan Rahat scheme is a government initiative aimed at providing complete debt waiver to eligible small and marginal farmers who have taken agricultural loans through KCC or bank credit. The scheme is being implemented in selected districts of Maharashtra and Madhya Pradesh where farmers have suffered crop losses due to adverse weather conditions.

Key Benefits

Full waiver of agricultural loan up to ₹200,000 per farmer.
No repayment required once the waiver is approved.
Relief extended only to those whose crops were damaged by natural calamities.

Eligibility Criteria

Resident of Maharashtra or Madhya Pradesh.
Holder of a valid Kisan Credit Card or bank agricultural loan.
Proof of crop loss due to weather‑related events.
Loan amount should not exceed ₹200,000.

How to Check KCC Loan Rahat List Online

Step	Action
1	Visit the official loan relief portal of your state (Maharashtra or Madhya Pradesh).
2	Click on the “ऋण मोचन” (Loan Waiver) option on the homepage.
3	Fill in the application form with State, District, and Block details.
4	Submit the form to generate the Rahat List.
5	Search for your name in the displayed list to confirm inclusion.

Procedure to Add Your Name to the List

The Rahat List is compiled by the state government based on data received from banks. Farmers cannot directly apply online to be added. The correct procedure is:

Visit the bank from which the loan was taken.
Submit a request for inclusion in the KCC Loan Rahat List, providing proof of crop loss.
The bank forwards eligible names to the state government.
Once approved, the name appears in the online list and the loan is waived.

Official Links

Why Farmers Should Avail This Relief

With agricultural incomes under pressure from climate variability, the KCC Loan Rahat scheme offers a much‑needed financial reset. By wiping out loans up to ₹2 lakh, farmers can restart cultivation without the burden of debt, improve their credit profile, and invest in better farming practices.

Frequently Asked Questions

What is the maximum loan amount that can be waived? Up to ₹200,000 per eligible farmer.
Which states are currently implementing the scheme? Maharashtra and Madhya Pradesh.
Can I apply online to add my name? No. Inclusion is done through the bank that holds your loan.
Do I need to repay any part of the loan after waiver? No repayment is required once the waiver is granted.
What documents are required? KCC or bank loan details, proof of crop loss (e.g., weather report, damage assessment).
How often is the Rahat List updated? The list is released monthly by the respective state governments.
Is there any fee for checking the list? No, the online verification is free of charge.
What if my name is not on the list? Approach your bank with the required documents and request reconsideration.

Conclusion

The KCC Loan Rahat List provides a lifeline to farmers in Maharashtra and Madhya Pradesh who face crippling debt due to crop losses. By following the simple steps to verify inclusion and coordinating with the lending bank, eligible farmers can obtain a full waiver of up to ₹200,000, freeing them to focus on productive agriculture. Stay updated through the official state portals and share this information with fellow farmers to ensure maximum benefit.

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