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Ayushman Card Download Without OTP 2026 की पूरी जानकारी। Face Authentication, official portal, Ayushman App और कार्�...
The Ayushman Card is issued under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). Eligible beneficiaries can receive cashless hospitalization coverage of up to ₹5 lakh per family per year under the scheme, subject to the applicable eligibility rules.
For eligible beneficiaries, the Ayushman Card can be accessed through the official National Health Authority (NHA) beneficiary portal and the official Ayushman App. Depending on the beneficiary and the authentication options available, the card may be downloaded using Face Authentication instead of Aadhaar OTP.
Ayushman Card is the digital beneficiary card used under AB PM-JAY to help eligible beneficiaries access cashless treatment at empanelled hospitals. The scheme provides health assurance of up to ₹5 lakh per eligible family per year for covered hospitalization services.
The eligibility rules are not the same for every beneficiary category. In addition, all citizens aged 70 years or above are eligible for AB PM-JAY senior citizen benefits regardless of their economic status, subject to the scheme's enrolment requirements.
Yes, in some cases. The official Ayushman App supports multiple beneficiary authentication methods, including Face Authentication. This means a beneficiary may be able to complete the required verification and download the card without using Aadhaar OTP, where Face Authentication is available for that beneficiary and device.
However, “without OTP” does not mean that verification is completely skipped. The beneficiary may still need to complete e-KYC or another approved authentication method before a card can be generated or downloaded. The exact options shown can depend on the beneficiary record and the current portal/app workflow.
The official Ayushman App provides a beneficiary workflow for e-KYC and card download. The general process is as follows:
| Step 1 | Install the official Ayushman App from the Google Play Store. |
| Step 2 | Open the app and select the beneficiary-related services. |
| Step 3 | Select your state and provide the required beneficiary details. |
| Step 4 | Search for the beneficiary or family record using the available search option. |
| Step 5 | Select the family member whose Ayushman Card needs to be downloaded. |
| Step 6 | Choose Face Authentication when it is offered as an authentication method. |
| Step 7 | Provide the required consent and allow the app to use the phone's camera. |
| Step 8 | Complete the face authentication process by following the instructions shown on the screen. |
| Step 9 | After successful verification and approval, the Download Card option can be used when available. |
| Step 10 | Save the Ayushman Card on your phone or print it for future use. |
The exact buttons and sequence may change as the NHA app and beneficiary portal are updated. Follow the instructions currently displayed inside the official application. The Ayushman App documentation confirms that approved beneficiaries can download their cards through the app.
Beneficiaries can also use the official NHA beneficiary portal:
https://beneficiary.nha.gov.in/
The beneficiary portal is an official NHA platform used for checking eligibility, enrolment and Ayushman Card-related services. Government sources also direct beneficiaries to this portal for checking Ayushman Bharat eligibility.
If the Aadhaar-linked mobile number is unavailable or an OTP cannot be received, check whether Face Authentication is offered in the official Ayushman App for your beneficiary record.
Another option is to visit a Common Service Centre (CSC) or an Ayushman Mitra/PM-JAY empanelled hospital. Official NHA material identifies CSCs and empanelled hospitals as places where beneficiaries can receive assistance with Ayushman Card generation and verification.
Under the expanded AB PM-JAY coverage, all senior citizens aged 70 years or above are eligible regardless of their economic status. Aadhaar-based e-KYC is mandatory for enrolment and issuance of their Ayushman Card. A separate Ayushman card is issued to eligible senior citizens.
Senior citizens can enrol through the official beneficiary portal or the Ayushman App.
Using the official NHA portal or Ayushman App to access the card does not require paying an unofficial download fee. Be careful with websites or agents asking for money in exchange for access to your Ayushman Card.
Never share your Aadhaar OTP, banking OTP, UPI PIN, ATM PIN or internet banking password with anyone.
For PM-JAY assistance, beneficiaries can contact the official helpline at 14555 or 1800-111-565. The NHA technical support portal lists these numbers for Ayushman Bharat PM-JAY assistance.
Can I download Ayushman Card without OTP?
In some cases, yes. The official Ayushman App supports Face Authentication, which can be used instead of Aadhaar OTP when the option is available for the beneficiary.
Does “without OTP” mean no verification is required?
No. An approved authentication or e-KYC process is still required where applicable. Face Authentication is an alternative authentication method, not a way to bypass beneficiary verification.
Which website should I use to download my Ayushman Card?
Use the official NHA beneficiary portal at beneficiary.nha.gov.in or the official Ayushman App. Do not rely on third-party websites for card downloads.
Can I use the Ayushman App on my mobile?
Yes. The official Ayushman App is designed to support beneficiary e-KYC and card-related services, including card download after approval.
What if my Aadhaar mobile number is not active?
Check whether Face Authentication is available in the official Ayushman App. You can also visit a CSC or an empanelled hospital for assistance with the required verification process.
Can people aged 70 years or above get an Ayushman Card?
Yes. All senior citizens aged 70 years or above are eligible under the expanded AB PM-JAY coverage regardless of economic status. Aadhaar-based e-KYC is required for enrolment and card issuance.
Is Aadhaar mandatory for senior citizen Ayushman Card enrolment?
Yes. According to the NHA's senior citizen FAQs, Aadhaar-based e-KYC is mandatory for enrolment and issuance of the Ayushman Card for beneficiaries aged 70 years and above.
Can I get an Ayushman Card from a CSC?
Yes. CSCs and PM-JAY empanelled hospitals can assist eligible beneficiaries with Ayushman Card generation and related verification.
What should I do if my beneficiary record is not found?
Check your details carefully on the official portal or app. If the record is still not found, contact the PM-JAY helpline or visit a CSC/empanelled hospital for assistance.
Is the Ayushman Card valid at every hospital?
The card can be used for eligible services at hospitals that are empanelled under the applicable PM-JAY or converged scheme. Beneficiaries should check the official empanelled hospital list before treatment.
Ayushman Card Download Without OTP 2026 is possible in certain cases through the official Ayushman App when Face Authentication is available. This can be useful for beneficiaries who cannot complete Aadhaar OTP authentication, but it does not remove the need for the required beneficiary verification or e-KYC process.
For the safest and most reliable process, use the official NHA Beneficiary Portal or the official Ayushman App. Avoid third-party websites such as IndianSpe for Ayushman Card services unless the service is specifically authorised by the relevant government authority.
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