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BOI Republic Day Personal Loan: बैंक ऑफ़ इंडिया दे रहा है गणतंत्र दिवस पर आधार कार्ड पर ₹50000 से ₹100000 तक का लोन, ऐसे करें अप्लाई

Get up to ₹10 lakhs personal loan on Republic Day from Bank of India. Know interest rate, eligibility, documents, and online application steps.

📅 Updated 25 Jan 2024
📂 Category Results
🔥 Status LATEST UPDATE

BOI Republic Day Personal Loan – Complete Guide

About the Offer

Bank of India (BOI) is celebrating Republic Day by offering Indian residents an instant personal loan of up to ₹10,00,000. The scheme is available through the bank’s official mobile application and website, requiring only basic registration.

Key Features

  • Maximum loan amount: ₹10,00,000
  • Interest rate: starting from 10.83% per annum
  • Tenure: 12 to 60 months
  • Special provision for differently‑abled persons under “Bank of India Star Mitra Loan”

Eligibility Criteria

Age18 years and above
ResidenceIndian resident
Credit ProfileGood CIBIL score
Income SourceStable income (salaried or self‑employed)

Required Documents

  • Identity proof (Voter ID, Driving Licence, or Passport)
  • Age proof
  • Income & business proof (3‑6 months bank statements)
  • Address proof (Electricity bill, Rental agreement, Passport copy, or Ration card)

How to Apply Online

Follow these steps to apply for the BOI Republic Day Personal Loan:

  1. Visit the official website www.bankoreplaceia.in.
  2. Click on the “Loan” button on the homepage.
  3. Select “Personal Loan” from the four loan options displayed.
  4. On the new page, choose the “Online Apply” option.
  5. Complete the registration, fill in personal and financial details, and upload the required documents.
  6. After submission, you will receive a reference number to track the loan status.

Customer Support

For any assistance during the application process, contact BOI Customer Care at 1800 103 1906.

Why Choose Bank of India?

  • Competitive interest rates starting at 10.83% p.a.
  • Flexible repayment tenure up to 5 years.
  • Special schemes for differently‑abled borrowers.
  • Nationwide presence and reliable customer service.

Official Links

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Frequently Asked Questions

  • What is the maximum loan amount under the Republic Day offer? Up to ₹10,00,000.
  • What is the starting interest rate? 10.83% per annum.
  • Who can apply? Any Indian resident aged 18 years or older with a good CIBIL score and a stable income source.
  • How long is the repayment period? Between 12 and 60 months.
  • Are there special schemes for differently‑abled individuals? Yes, the “Bank of India Star Mitra Loan” provides additional support.
  • Which documents are mandatory? Identity proof, age proof, income/business proof (3‑6 months bank statements), and address proof.
  • How can I track my loan application? Use the reference number provided after online submission on the BOI portal.
  • What is the customer care number? 1800 103 1906.

Conclusion

The BOI Republic Day Personal Loan offers a quick, low‑interest financing solution for a wide range of personal needs. With a straightforward online application, clear eligibility criteria, and supportive customer service, eligible applicants can secure up to ₹10 lakhs within days. Visit the official Bank of India website to start your application and enjoy the benefits of this festive loan scheme.

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