Bank of Baroda Pashupalan Loan : बैंक ऑफ़ बड़ोदा दे रहा है बिना शर्त के ₹1 लाख से 10 लाख रुपए तक लोन

Baroda Bank Livestock Loan – Complete Guide

About the Scheme

The Baroda Bank offers a dedicated Livestock (Animal Husbandry) Loan aimed at financially weaker farmers and livestock owners in rural India. The scheme enables borrowers to start or expand dairy animal businesses such as cows, buffaloes, goats, and also supports fish farming. Loans range from ₹3,000 to ₹10 lakh, with a maximum of ₹3 lakh per animal, helping entrepreneurs acquire livestock, build shelters, purchase feed, and cover maintenance costs.

Eligibility Criteria

Required Documents

• Identity proof – Aadhaar Card / Driving License / Passport / Voter ID (any one)
• PAN Card
• Bank passbook
• Income proof
• Passport‑size photograph
• Mobile number (active)
• Livestock/fisheries certificate (if applicable)
• Land ownership document copy (for dairy livestock)

Loan Features

Application Process

1. Visit the official Baroda Bank website.
2. Scroll down the homepage and click on the “Baroda Animal Husbandry and Fisheries Kisan Credit” link.
3. Select whether you already have a Baroda Bank account:
   • If you do not have an account, choose the “New Customer” option and fill in the online form.
   • If you have an account, select “Existing Customer” and provide the requested details.
4. Submit the required documents (as listed above) electronically or at the nearest branch.
5. Baroda Bank officials will contact you for verification and further processing.
6. Upon approval, the loan amount will be disbursed to your account.

Why Choose Baroda Bank for Livestock Financing?

• No processing fee for loans up to ₹3 lakh.
• Interest waiver on small loans (≤ ₹25,000).
• Reasonable 7 % interest rate with a long repayment period.
• Supports both dairy animal and fish farming enterprises.
• Dedicated support for rural farmers and livestock entrepreneurs.

Frequently Asked Questions

• What is the maximum loan per animal? Up to ₹3 lakh per dairy animal.
• Can I use the loan for fish farming? Yes, the loan can be utilized for fish farming with a valid fisheries licence.
• Is there any processing fee? No processing fee for loans up to ₹3 lakh.
• What interest rate applies to a ₹20,000 loan? No interest is charged on loans up to ₹25,000.
• How long is the repayment period? The loan must be repaid within 7 years.
• Do I need an existing Baroda Bank account? Not mandatory; new applicants can open an account during the application.
• What credit score is considered good? While the exact score isn’t specified, a healthy credit history without defaults is required.
• Are there any age restrictions? Applicants must be between 18 and 70 years old.

Conclusion

The Baroda Bank Livestock Loan offers an accessible financing solution for rural farmers seeking to start or expand dairy and fish farming ventures. With minimal fees, a competitive 7 % interest rate, and a generous repayment window, eligible borrowers can secure the capital needed to purchase animals, build infrastructure, and sustain their businesses. Follow the simple online application steps and gather the required documents to take advantage of this supportive scheme.

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