Bandhan Bank Mahila loan: बंधन बैंक महिला लोन सबको मिलेगा ₹1 लाख का पर्सनल लोन अभी आवेदन करें

Bandhan Bank Mahila Loan 2024 – Complete Guide

About the Scheme

Bandhan Bank Mahila Loan is a special credit facility aimed at empowering women across India to start their own businesses. The scheme encourages women to form groups of 10‑15 members and apply collectively for a loan ranging from ₹15,000 to ₹1 lakh per member. The loan carries an annual interest rate of 17.95% and a repayment tenure of 2 years.

Eligibility Criteria

Required Documents

• Aadhaar Card of the applicant
• PAN Card
• Bank Statement
• Income Certificate
• Signature of the applicant
• Proof of Income
• Passport‑size photograph

Loan Details

How to Apply

1. Visit the official Bandhan Bank website: https://bandhanbank.com/.
2. Click on the “Apply Now” button for the Mahila Loan.
3. Fill in the online application form with the required details of all group members.
4. Submit the scanned copies of the documents listed above.
5. The bank will verify the information and contact the group for further processing.
6. Upon approval, the loan amount will be disbursed to the group’s designated account.

Helpline

For any queries during or after the application process, contact Bandhan Bank toll‑free number:

1800‑258‑8181

Why Choose Bandhan Bank Mahila Loan?

• Low interest rate of 17.95% compared to many private lenders.
• Short repayment term of 2 years encourages quick financial independence.
• Group‑based approach builds community support and reduces default risk.
• Empowers women to start or expand micro‑enterprises.

Official Links

• Bank website: https://bandhanbank.com/

Related Categories

• Latest Jobs
• Government Jobs
• Scholarships

Frequently Asked Questions

• Can a single woman apply for the Mahila Loan? No. The scheme requires a group of 10‑15 women.
• What is the minimum loan amount? The minimum amount per member is ₹15,000.
• Is there any collateral required? The notification does not mention collateral; eligibility is based on group formation and documents.
• How long does the approval process take? The exact timeline is not specified; the bank will contact the group after verification.
• Can the loan be used for any type of business? Yes, the loan is intended for starting or expanding a self‑owned business.
• What is the age limit for applicants? Applicants must be between 18 and 65 years old.
• Is the interest rate fixed? The scheme mentions an annual interest rate of 17.95%.
• How is the repayment structured? The loan must be repaid within 2 years; specific EMI details are provided by the bank after sanction.

Conclusion

Bandhan Bank Mahila Loan 2024 offers a valuable opportunity for women across India to secure affordable credit, start their own enterprises, and achieve financial independence. By forming a group of 10‑15 members, meeting the basic eligibility criteria, and submitting the required documents, applicants can benefit from a low‑interest loan ranging from ₹15,000 to ₹1 lakh per member. For further assistance, use the official website or the helpline number provided.